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Real Estate Resources:

• Special Offers - Special offers for Monroe, Goshen and Middletown homeowners from Anita Cristiano and Mary Norris.

• Affiliates - Anita Cristiano and Mary Norris' real estate web site affiliates.

• Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.

• How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.

• Determine Tax Savings - Calculate how much your monthly Monroe, Goshen and Middletown, New York mortgage payments save you on your taxes because of loan interest.

• Should You Rent or Buy? - Is it better to rent a home in New York or buy your own Monroe, Goshen and Middletown house, ranch, luxury property, condominium, acreage, or other real estate?

• Adjustable Rate Mortgages - Adjustable rate Monroe, Goshen and Middletown mortgages information and interest rate java calculator.

• What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.

• Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

• Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.

• 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.

• How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.

• What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.

• Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

• TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other New York real estate.

• Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.

• Ask Anything - Ask Anita Cristiano and Mary Norris anything real estate.

• NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agentss and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.

• Real Estate Tips - Anita Cristiano and Mary Norris' realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

• Real Estate Trivia - Anita Cristiano and Mary Norris' collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

• Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Monroe, Goshen and Middletown property in New York, including legal terms definitions, and more.

• Go to Main Sitemap - Main sitemap sections include Find Monroe, Goshen and Middletown Homes, For Home Buyers, For Home Sellers, Monroe, Goshen and Middletown Information, Real Estate Resources, and About Anita Cristiano and Mary Norris.

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"A model of how the Internet can facilitate the process of deciding where to send your children to school" - America's Best School Profiles by The Heritage Foundation New York Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.   Schools in Monroe, Goshen and Middletown

Real Estate Contracts >The Purchase Contract An important part of being an informed buyer or seller in a real estate transaction is understanding the purchase contract. Before you sit down with an agent to make a written offer to purchase a home or receive an offer on your home, you should take a look at the real estate forms used in your area. In some areas the real estate agents use standard contracts which have been approved by the local Board of Realtors. In other parts of the country, agreements that contain a significant number of clauses are drawn up by real estate attorneys. You should get a copy of the paperwork you will be signing so that you can read it at your leisure and absorb the information. Don't hesitate to ask questions about anything that you don't understand; and if any of the standard clauses do not fit your particular situation, you can discuss the wording that you would like to have changed. The key is to familiarize yourself with the paperwork before you have found your new dream house or buyers for your home. See All Tips In The "Real Estate Contracts" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  Where and when was the first motel introduced on the American commercial real estate scene? A  The first motel, appropriately named the "Motel Inn", opened in San Luis Obispo in 1925. See More Real Estate Trivia >

Anita Cristiano and Marry Norris Keller Williams Realty 229 Route 32 Central Valley, NY 10917 Anita Direct: 917-439-5152 Mary Direct: 845-527-2021 Fax: 845-928-9774 Office: 845-928-8000 Office Fax: 845-928-9774 Anita: acristiano@kw.com Mary: mbnorris@frontiernet.net Because Your Move Matters... www.anitahomesearch.com is brought to you by Anita Cristiano and Mary Norris NUMBER1EXPERTS™ in real estate for Monroe, Goshen and Middletown, New York Read Anita Cristiano and Mary Norris' Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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